Backroads Travel Insurance. To file a claim, please contact Arch Insurance Solutions at 844-731-7065 or file an electronic claimhere. CFAR plans have a few requirements to enjoy the coverage. Keeping these cookies enabled helps us to improve our website and display content that is more relevant to you and your interests. If you cancel your trip for any reason that is not otherwise covered by the Arch RoamRight Travel Protection Plan, you may simply request to process your Flexible Cancellation Plan benefit. The least expensive plan that meets our minimum medical and medical evacuation coverage is theTrawick First Classfor $492.80, which is the total cost for both travelers combined. Please call our reservations line at800-462-2848for trip details and reservations, or contact TAsupport@backroads.com. By comparison, travel insurance in the open marketplace through sites like TripProtectors will cover you from when you leave your house to when you walk in the door. Submit the password you received in your welcome emailbelow: If you're new to Backroads, please register here to receive the Travel Advisor Portalpassword. Terms and Conditions of the Flexible Cancellation Plan (FCP): *Residents of Hawaii, Minnesota, Missouri, New York and Quebec are not required to purchase the Arch RoamRight Travel Protection Plan to purchase the Backroads Flexible Cancellation Plan. HUNT VALLEY, Md.-- ( BUSINESS WIRE )--Arch Insurance today announced that Backroads, the leader in active travel, has selected Arch RoamRight as its primary travel insurance provider. Fortunately, it is not expensive. Arch RoamRight(www.RoamRight.com) is the co-branding of Arch and RoamRight marks used by Arch Insurance Company to market its travel insurance that insures U.S. residents traveling around the world. The policy provides $100,000 of medical coverage and $1million of medical evacuation coverage as well as provides a waiver to cover pre-existing medical conditions if the policy is purchased within 21 days of the initial trip payment or deposit date. Cautionary Note Regarding Forward-Looking Statements. Learn more. The Waiver allows the policy to remove the 60-180 day exclusion and cover all pre-existing medical conditions, even if they were diagnosed yesterday. Is Backroads Travel Insurance Worth Buying? - tripprotectors.com Unfortunately, Backroads' Travel Insurance only provides you with $100,000 for Medical Evacuation, which is a fraction of what TripProtectors recommends. This release or any other written or oral statements made by or on behalf of Arch Capital Group Ltd. and its subsidiaries may include forward-looking statements, which reflect our current views with respect to future events and financial performance. Their role is to help you with legal and political circumstances, not medical emergencies. https://www.businesswire.com/news/home/20210721005704/en/. CFAR plans have a few requirements to enjoy the coverage. But sometimes a formal suit or other personal items taken on the trip are lost or stolen. Travel protection provides many benefits, here are a few. The policy provides the same benefits of the standard Trawick First Class policy but adds the Cancel For Any Reason benefit if the policy is purchased within 14 days of the deposit or initial trip payment date. Life can throw many unexpected situations our way, which is truer of travel now than it ever was. Before we look at quotes in the open marketplace to see what is offered, lets review what key benefits travel insurance should provide to travelers. Select your ideal departure date (or a range of dates) for a list of available trips. View source version on businesswire.com: The staff noticed my purchase was rejected and called to explain the issue and to try again an hour later. You'd be responsible for paying the full cost of medical treatment. As with trip cancellation, the most common covered reasons that interrupt a trip are the unforeseen illness, injury, or death of a traveler, traveling companion, or an immediate family member. Coverage Options. As with trip cancellation, the most common covered reasons that interrupt a trip are the unforeseen illness, injury, or death of a traveler, traveling companion, or an immediate family member. Forward-looking statements can generally be identified by the use of forward-looking terminology such as may, will, expect, intend, estimate, anticipate, believe or continue or their negative or variations or similar terminology. Apre-existing medical conditionis an injury, illness, or disease of the insured, traveling companion, business partner, or family member that occurs within 60-180 days before the policy's effective date. It also includes emergency medical coverage, trip cancellation, and baggage loss or delay coverage. Home Blog Backroads Travel Insurance - 2023 Review. Emergency Medical Evacuation costs can be just as financially damaging, if not more so, than the health care expenses themselves. Imagine you had a bicycle accident while riding on your tour. If you have a critical illness or injury that requires medical evacuation, even take a short ride in an air ambulance could cost $25,000-$75,000. The additional amount above 100% helps pay for the extra cost of transportation to return home. Its important to purchase travel insurance as soon as you book your trip to ensure youre covered in case of any unforeseen circumstances. You are medically fit for travel at the time you purchase your plan. Backroads hosts thousands of guests each year, 75% of whom are repeat guests or referrals from past guests. Their role is to help you with legal and political circumstances, not medical emergencies. However, if we want maximum cancellation flexibility, well need to look at our options from TripProtectors for Cancel For Any Reason policies. The travel insurance provided by RoamRight. Your accounts and finances are there for living expenses, not to pay for hospital bills. If you become ill or injured during your trip, Backroads travel insurance can cover the cost of medical treatment, hospital stays, and emergency transportation. We recommend all travelers, especially seniors, have at least $100,000 in Medical Insurance coverage whenever traveling outside of the United States. 510.527.1555 x0739, hannah_lawnik@backroads.com Medical emergencies rarely happen at convenient times or places. Consequently, you may want travel insurance withCancel For Any Reason benefits included. The policy does not automatically provide Cancel For Any Reason (CFAR) coverage, but Backroads recently begun providing a CFAR add-on option to the insurance for an extra $100 per traveler: By adding the Cancel For Any Reason option to the insurance, our travelers would pay a total of $919.84 for insurance. The travel insurance provided by RoamRight. Backroads travel insurance provides peace of mind knowing that you're covered in case of an emergency. Arch RoamRight Chosen by Backroads as Travel Insurance Provider For a summary of the Arch RoamRight Travel Protection Plan,click here. The most common covered reason people cancel their trip is an unforeseen illness, injury, death of a traveler, a traveling companion, or an immediate family member. What happens when your layover doesnt go as planned? This policy is $82 LESS than the RoamRight policy with the CFAR benefit included and has better medical and medical evacuation coverage. We work with leading travel insurers to provide quotes based on the trip details entered and present them to you in an easy-to-read and compare format. The Waiver allows the policy to remove the 60-180 day exclusion and cover all pre-existing medical conditions, even if they were diagnosed yesterday. Our sample couple, aged 62, are taking the 5-night Vermont & Quebec Bike Tour from July 30 Aug 4 for $8,998. 1. Hospital costs for a single night could be thousands of dollars with a severe event. Cancel For Any Reason (CFAR) policies allow you to cancel for any reason whatsoever and still receive a partial refund of your trip costs either 50% or 75% depending on the policy chosen. Customer Service1.833.297.2256 ClaimsTripMate Media2023-03-09T20:53:41+00:00 Claims With TripAssure, rest assured that you will receive excellent service. Consequently, you may want travel insurance withCancel For Any Reason benefits included. You cannot count on the US State Department to help you, either. By sharing your email address, you agree to the practices described in ourPrivacy Policy. If we want a policy that provides the maximum 75% refund, our least expensive option is the Trawick First Class (CFAR 75%) for $837.76. As the name suggests, Cancel For Any Reason (CFAR) policies allow you to cancel for any reason whatsoever and receive a partial refund of trip costs either 50% or 75% depending on the policy purchased. Plans are offered and disseminated by registered travel retailers on behalf of Arch Insurance Solutions Inc., a licensed travel insurance producer* (CA License #0I18111, TX License #1787195). Our plans reimburse you for covered on-trip medical expenses. Visit ourTravel Protection Plan FAQs. Backroads travelers now have access to Arch RoamRight's travel insurance products and award winning customer service and claims teams when they book travel through Backroads. The Arch RoamRight Travel Protection Plan is underwritten byArch. Second, as mentioned previously, Backroads' Travel Insurance only provides you with $100,000 for medical evacuation, which is inadequate for international travel. Were thrilled to be working with Arch as they have demonstrated a track record of exemplary customer service, technology innovation and responsiveness, said Avery Hale, Director of Sales, Backroads. The 7 Best Adventure Travel Companies of 2023 - TripSavvy Comparing the Trawick policy to the Backroads policy, were paying $227 LESS for the Trawick policy and getting much higher medical and medical evacuation coverage! With its comprehensive coverage and reliable service, you can enjoy your travels with peace of mind knowing that youre protected in case of any unexpected incidents. We were pleased to see Backroads Tours trip insurance offer a waiver of pre-existing medical conditions. By comparison, travel insurance in the open marketplace through sites like TripInsure101 will cover you from when you leave your house to when you walk in the door. If you plan a pre-tour or post-tour stay, all TripProtectors policies can cover the entire trip. Unfortunately, Backroads Tours travel insurance does not provide travelers with good value for their money The travel insurance provided through Backroads Tours is only suitable for trips in the United States where you can count on your personal health insurance or Medicare to help you out. I'm sure you must have questions.So, why not call us? Backroads was founded in 1979 by Tom Hale and has been a leading innovator in active and adventure travel for over 40 years. Travel Insurance for your Backroads Adventure. the best plan for you! This policy is $82 LESS than the RoamRight policy with the CFAR benefit included and has better medical and medical evacuation coverage. These policies allow maximum cancellation flexibility. The policy does not automatically provide Cancel For Any Reason (CFAR) coverage, but Backroads recently begun providing a CFAR add-on option to the insurance for an extra $100 per traveler: By adding the Cancel For Any Reason option to the insurance, our travelers would pay a total of $919.84 for insurance. In fact, the State Department recommends all US residents traveling abroad take travel medical insurance. Allstate stops accepting new property insurance applications in - KRON4 Backroads Travel Insurance only provides $50,000 in medical insurance in its policy. If you plan a pre-tour or post-tour stay, all TripInsure101 policies can cover the entire trip. Some things to consider when choosing a policy include: Its important to read the policy details carefully before purchasing to ensure you have the coverage you need. 07/21/2021 9539. Certain terms, conditions, restrictions and exclusions apply, and coverages may vary in certain states. Please contact us for options and pricing. No one likes to think about what could go wrong before or on vacation, travel insurance may help protect your investment from unforeseen circumstances before and during your trip such as: You will pay in full for your Backroads vacation before you travel, and due to the many pre-paid commitments with our hotels and local suppliers, we adhere strictly to our cancellation policy. Their policies typically include: Choosing the right Backroads travel insurance policy depends on the type of trip youre taking and the level of coverage you need. I purchased a Travel Protection Plan. You will receive 75% of your trip cost (less the Arch RoamRight Travel Protection Plan and Backroads Flexible Cancellation Plan premiums) as a future trip savings to apply to the Backroads trip of your choice within 2 years. Other covered cancellations for Backroads Tours insurance include: Backroads Trip Insurance only protects the dates you tour with them. Backroads travel insurance provides peace of mind knowing that youre covered in case of an emergency. Cancel foranyreason up to 48 hours prior to your Backroads trip start date and avoid high cancellation fees when you purchase the Flexible Cancellation Plan. This May, I traveled with Backroads on one of its multi-adventure vacations to the Greek Islands, and here are 7 reasons why it's a fantastic travel company. In fact, the State Department recommends all US residents traveling abroad take travel medical insurance. However, you must pay a copay, deductible, and 20% coinsurance. All of these provide comprehensive coverage to travelers to protect them and their financial investments in their trips. Backroads Tours operates worldwide biking and hiking vacations for active travelers. Do you havemedical insuranceprotection outside of the United States? The cost of the FCP is $250 per person and must be purchased in addition to the Arch Roamright Travel Protection Plan within 21 days of your first trip payment. The Waiver allows the policy to remove the 60-180 day exclusion and cover all pre-existing medical conditions, even if they were diagnosed yesterday. Backroads Travel Insurance - 2023 Review. Do you want to protect your prepaid trip costs if you must cancel or interrupt your trip? From trip cancellation to travel medical insurance plans and an award-winning mobile app and website, Arch RoamRight is an industry leader in innovation and technological solutions. The policy provides $50,000 of medical coverage and $100,000 of medical evacuation coverage as well as trip cancellation and trip interruption coverage. The most common covered reason people cancel their trip is an unforeseen illness, injury, death of a traveler, a traveling companion, or an immediate family member. Purchase the plan within 10-21 days of Initial Trip Payment, Insure 100% of prepaid and non-refundable trip costs, Are medically fit to travel when you buy the policy, Cancel 2 days or more before your departure date, A Pre-existing Medical Condition Waiver if needed. Backroads provides superb hotels and meals, amazing Trip Leaders and unforgettable local encounters. Arch RoamRight Travel Insurance - Backroads